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	<title>Comments on: I got my first ever credit card today</title>
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	<link>http://daparky.com/i-got-my-first-ever-credit-card-today/</link>
	<description>Miscellaneous ramblings of a web developer called David Parkinson. I work full time as a web developer but have interests in other things.</description>
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		<title>By: John</title>
		<link>http://daparky.com/i-got-my-first-ever-credit-card-today/#comment-144</link>
		<dc:creator>John</dc:creator>
		<pubDate>Sat, 15 Mar 2008 15:26:28 +0000</pubDate>
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		<description>If I where you I&#039;d get yourself an Xbox360. you deserve it.</description>
		<content:encoded><![CDATA[<p>If I where you I&#8217;d get yourself an Xbox360. you deserve it.</p>
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		<title>By: sean</title>
		<link>http://daparky.com/i-got-my-first-ever-credit-card-today/#comment-133</link>
		<dc:creator>sean</dc:creator>
		<pubDate>Fri, 14 Mar 2008 20:05:59 +0000</pubDate>
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		<description>Yeah i use my credit card all the time.. i also have a debit card, but it&#039;s nice to dump things on to the credit card for a few weeks and not have to worry about your savings going down.

if you manage you finances well, you&#039;ll have no problems, and a credit card will just make life easier for you, saving yout time and hassle.

i too have never paid a cent in interest - i must look in to a cashback though, as i do buy quite a bit with it, probably €5k a year and a 2% cashback would mean i could get €100 back :-)</description>
		<content:encoded><![CDATA[<p>Yeah i use my credit card all the time.. i also have a debit card, but it&#8217;s nice to dump things on to the credit card for a few weeks and not have to worry about your savings going down.</p>
<p>if you manage you finances well, you&#8217;ll have no problems, and a credit card will just make life easier for you, saving yout time and hassle.</p>
<p>i too have never paid a cent in interest &#8211; i must look in to a cashback though, as i do buy quite a bit with it, probably €5k a year and a 2% cashback would mean i could get €100 back <img src='http://daparky.com/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> </p>
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		<title>By: Carey</title>
		<link>http://daparky.com/i-got-my-first-ever-credit-card-today/#comment-130</link>
		<dc:creator>Carey</dc:creator>
		<pubDate>Fri, 14 Mar 2008 13:25:40 +0000</pubDate>
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		<description>I use a credit card for everything I buy, but always pay it off at the end of the month in full. I have never paid interest and the credit card I use I get %2 cashback on, so for every £100 I spend, they give me £2.

They of course offer this hoping you will get into debt, as the interest will more than make up for it, but if your frugal then there is money to be made here.</description>
		<content:encoded><![CDATA[<p>I use a credit card for everything I buy, but always pay it off at the end of the month in full. I have never paid interest and the credit card I use I get %2 cashback on, so for every £100 I spend, they give me £2.</p>
<p>They of course offer this hoping you will get into debt, as the interest will more than make up for it, but if your frugal then there is money to be made here.</p>
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